Interest Free Credit

Spread the cost of your dental treatment with interest free credit

Our financing plan is a popular option for some patients. It allows you to spread the cost of your dental treatment over an agreed period that fits within your budget.

Read our FAQs to help you decide if Interest Free Credit is right for you.

What treatment qualifies for 0% Finance?

For treatments above £600, you will be able to apply for finance. You will also need to be over the age of 18, but not necessarily a current patient at the practice.

What is the most I can borrow?

Many options are available. Typically, you can borrow between £600 to £20,000 subject to a credit application. This may be filled out at the practice, with a decision provided, in some cases, on the same day.

How do I repay the dental loan?

As with most other credit agreements, your dental treatment will be paid off in affordable monthly instalments collected by Direct Debit.

How much interest will I pay?

Paying off your treatment over 12 months or less, you simply pay for your treatment and nothing else. 0% finance is just that – pay no interest on the loan amount. With no deposit required, your total treatment cost is simply divided over the number of months you wish to pay it off.

For a credit term in excess of 12 months, please speak to us for more details.

How do I apply for a dental loan?

Once you have discussed and agreed treatment with your dentist, we will be able to make the credit application on your behalf. Once approved and processed, you will receive written confirmation from the credit provider. We may then commence treatment.

Can I use finance for more than one dental treatment?

Yes, you may apply for finance for any treatment over £600.

Life panel