Interest Free Credit
Spread The Cost of Your Dental Treatment with 0% Finance
Corona Virus – Dental Update
Issue Date: 15/6/2020
Life Dental & Wellbeing is now open.
We are not running at full capacity yet as we are phasing our return to the new normal so please be patient if you are struggling to get through to us or waiting to hear back from you about an appointment. As expected, the way we operate will be a bit different but please do be reassured that we will continue to look after you and your oral health in a safe clinical environment.
If you have a dental appointment in the coming weeks we will be contacting you the day before to talk through the appointment procedure and ensure that you are happy to attend.
If you have a dental emergency please call the practice during normal working hours and we will endeavour to help you, however please be aware that there are some restrictions on the treatments we can undertake during the current Alert Status. Outside normal working hours and at weekends or on Bank Holidays please call the practice for further information that will guide you through the Out of Hours service.
We look forward to seeing you soon.
Ben Pearson and the team
Our financing plan is a popular option for some patients. It allows you to spread the cost of your dental treatment over an agreed period that fits within your budget.
What treatment qualifies for 0% Finance?
For treatments above £600 you will be able to apply for finance. You will also need to be over the age of 18 but not necessarily a current patient at the practice.
What is the most I can borrow?
Many options are available. Typically, you can borrow between £600 to £20,000 subject to a credit application. This application may be completed at the practice with a decision provided, in some cases, on the same day.
How do I repay the dental loan?
As with most other credit agreements your dental treatment will be paid off in affordable monthly instalments collected by Direct Debit.
How much interest will I pay?
If you are paying off your treatment over 12 months or less, you simply pay for your treatment and nothing else. 0% finance is just that – pay no interest on the loan amount. With no deposit required, your total treatment cost is simply divided over the number of months you wish to pay it off.
For a credit term in excess of 12 months, please speak to us for more details.
How do I apply for a dental loan?
Once you have discussed and agreed treatment with your dentist, we will be able to make the credit application on your behalf. Once approved and processed, you will receive written confirmation from the credit provider. We can then start your treatment.
Can I use finance for more than one dental treatment?
Yes - you can apply for finance for any treatment over £600.